Regence is the name given to Blue Cross and Blue Shield plans in four northwestern states. Serving 2.2 million members, Regence offers health insurance plans under the following names.
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What mental health services are covered by Medi Cal?
Services covered by Medi-Cal include outpatient mental health services such as individual or group counseling, outpatient specialty mental health services, inpatient mental health services, outpatient substance use disorder services, residential treatment services, and voluntary inpatient detoxification.
Is Regence the same as Blue Cross of Idaho?
Today, Blue Cross of Idaho and Regence BlueShield of Idaho remain separate companies, operating independently of each other.
What states are Regence BCBS?
> Regence Life & Health, Portland Oregon, providing health, dental, vision, life insurance benefits and services across Oregon, Washington, Idaho and Utah.
What is my Regence deductible?
Your deductible is the amount you pay toward your health care costs each year before Regence starts sharing the costs. (Some services, such as preventive care, are covered before you meet your deductible.) Another graph shows your progress toward meeting your out-of-pocket maximum.
Is Regence an HMO?
Regence HMO plans will generally cover your medical care under the following conditions. The care you receive is covered by the plan’s Medical Benefits (see Chapter 4 in the Evidence of Coverage). The care you receive is considered medically necessary.
Why do insurance companies not cover mental health?
A couple of reasons: One, there are shortages of mental health professionals in general, and particularly in certain parts of the country. Two, many mental health and substance use providers do not accept insurance because they do not get paid enough by insurance companies for their services.
Which state has the best mental health services?
Key findings: Connecticut, Maryland and Massachusetts have the best mental health care. 21% of Americans have a mental health issue.
Why is mental health care so expensive?
Rather, there are at least three system-level barriers that have contributed to this crisis, making it difficult for providers to participate in managed care networks at all: 1) mental health coverage limits, 2) barriers to network entry, and 3) practice fragmentation.
Is Regence nationwide?
What’s an employee’s network when they travel? Regence health plans include BlueCard®, which means employees have access to the largest network of doctors and hospitals throughout the country (95% of all physicians and 96% of all hospitals nationwide).
Is Independence Blue Cross the same as Blue Cross Blue Shield?
About Independence As a licensee of the Blue Cross Blue Shield Association, we provide families with the security and stability that comes with a Blue Card. That security has never been more essential than during the global COVID-19 pandemic.
Is Capital Blue Cross the same as Blue Cross Blue Shield?
Capital BlueCross is an independent licensee of the BlueCross BlueShield Association. For more information, visit capbluecross.com or CapitalBlueStore.com.
Does Regence insurance require a referral?
If your plan does not require a PCP, you can get services directly, without referral. Find in-network specialists and behavioral health care providers using our provider search tool.
What is Regence Blue Card?
BlueCard® is a national program that enables members of a Blue Cross and/or Blue Shield Plan (Blue Plan) to obtain health care services while traveling or living in another Blue Plan’s service area.
What is a PPO plan?
A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan’s network.
Do copays count towards deductible Regence?
Copays do not count toward your health plan’s annual deductible.
How do you read a Regence insurance card?
- The main identifiers of BlueCard eligible members are a prefix and a suitcase logo.
- A correct member number includes prefix and all subsequent characters, up to 17 positions total.
- The prefix on member ID cards is generally three characters and can be alpha or alpha-numeric.
How do I pay my claim Regence?
All individual and family members can pay for their insurance using Moneygram ExpressPayment. Members should go to the website, sign in and, in the Member dashboard menu, click Payment options to get full information about how to use this payment option. Note: This option is not available for Medicare members.
Is Regence in Washington state?
With 3 million members, Regence reaches nearly 1,000 communities across Washington, Oregon, Idaho and Utah, making it the largest affiliation of health care plans in the Pacific Northwest/Mountain Region.
Are Regence and Premera the same?
Premera’s service in Washington began back in 1945, and in 1969, it changed its name to Blue Cross of Washington and Alaska. Regence was founded in 1917 and would eventually take the name of Blue Shield.
What is Regence valiance?
Regence Valiance offers you additional coverage to complement your Veterans Affairs (VA) benefits. Our health plan is designed to work with your existing VA medical and prescription drug benefits for more coverage and choice.
How does mental health diagnosis affect insurance?
A mental health diagnosis can prevent people from qualifying for life insurance or increasing their existing plan. Some therapists are moving away from taking insurance, in part due to this issue. Patients can appeal life insurance companies’ decisions by explaining why their mental health care is necessary.
Why is mental health not taken seriously?
Perhaps because mental illnesses are simply not as concrete as physical illnesses, they are often not taken as seriously. Contrary to this popular belief, mental illnesses are actual diseases that must be treated as seriously as a physical disease, such as cancer or heart disease.
How many therapy sessions does Medicare cover?
Medicare covers a yearly “Wellness” visit once every 12 months (if you’ve had Part B for longer than 12 months). This is a good time to talk to your doctor or other health care provider about changes in your mental health so they can evaluate your changes year to year.
What makes a mental illness severe?
Severe mental illness is often defined by its length of duration and the disability it produces. These illnesses include disorders that produce psychotic symptoms, such as schizophrenia and schizoaffective disorder, and severe forms of other disorders, such as major depression and bipolar disorder.